SOON

ON ROBINHOOD CHAIN

BORROW AGAINST SpaceX, Nvidia, Tesla, Apple, Google or GameStop

Start Borrowing
SOON

TOKENIZED STOCKS AS COLLATERAL

Robinhood

Your Stocks Just
Became Collateral.

SpaceX. Nvidia. Tesla. Deposit supported stock tokens on Robinhood Chain and borrow GREEN against them. You keep the position. You keep the upside. Why not just sell? Because you think it is going up.

Every borrow is public. Watch them landAudited by ChainSecurity and Anatomist. Live onchain since 2025. Read the audits

The oldest trick in private banking

Wealthy families have borrowed against their portfolios for a century instead of selling. Ripe puts the same move onchain.

Priced by Chainlink, settled onchain

Live equity feeds set the value. Every position and every borrow is public on the explorer.

Repay on your schedule

No fixed term and no prepayment penalty. Pay it down when you want, or leave it open.

Borrow Against Your Stocks
See How It Works

What we are
sick and
tired of

  • Selling a winner just to cover a bill

  • Watching the thing we sold keep climbing

  • A portfolio full of value that no lender would take

  • Credit that only goes to people who already have money

  • Losing the whole position over a five percent dip

A NOTE FROM OUR FOUNDER

The point of all this.

Mick Hagen

FOUNDER OF RIPE PROTOCOL

I believe brilliance is evenly distributed. Opportunity is not. Ripe is the culmination of the people and experiences that taught me what access can unlock.

BRAZIL, AGE NINETEEN. I LEFT PROMISING TO HELP.

MY MOM AND ME. SHE CAME FROM GUATEMALA AT SIXTEEN.

Read my vision

Why Ripe
Works Better

One position. Terms per asset.
Nobody else's risk on your books.

One loan, not five

Everything you deposit backs a single position, at one blended rate, with one number to watch. Add an asset and your borrowing power goes up. That is the whole model.

Your risk is only yours

Your collateral backs your loan and nobody else's. When a stranger blows up somewhere else on the protocol, nothing happens to your position.

Collateral that keeps earning

Yield-bearing assets keep yielding while they back your loan. Staked ETH keeps staking. Nothing goes idle just because you borrowed against it.

Liquidations take a slice, not the plate

If a position goes underwater, Ripe takes only what is needed to make it healthy again. You keep the rest. A redemption window comes first, and prices come from several oracles rather than one.

GREEN is minted, not lent

There is no lender waiting on the other side. Borrowing mints GREEN against your collateral, always backed by more collateral than debt. Repaying burns it. That is why it is instant.

We have run real money before

Before Ripe, this team ran Genesis Block, a $100M crypto bank, through the 2022 crash and returned every customer every dollar, plus yield.

If It Has Value,
It Can Back Your Loan.

Here is everything live today.
Every asset gets its own terms.

Tokenized Stocks

  • SpaceX

  • Nvidia

  • Tesla

  • Apple

  • Google

  • GameStop

Stock tokens arriving on Robinhood Chain. Markets close on weekends, so terms are sized for the gap. Current caps live in the app.

Productive Positions

  • _USD

  • _ETH

  • _BTC

  • _AERO

  • _EURC

AI-managed positions that keep earning while they back your loan. Collateral that works twice. Currently, only Underscore assets are supported.

The Blue Chips

  • WETH

  • cbETH

  • cbBTC

Solid borrowing power for solid assets.

The Dollar Shelf

  • sUSDe

  • EURC (via _EURC)

The highest borrowing power on the shelf, because stables gonna stable.

The Base Natives

  • AERO

  • WELL

  • VIRTUAL

  • uSOL

  • cbDOGE

Yes, even the DOGE counts.

How Terms Work

  • Every asset gets its own borrowing power and rate.

  • Blue chips carry more. Volatile assets carry less.

One position, weighted across everything in it. Live terms are always in the app.

How Ripe
Actually Works

Simple enough to do in a minute.
Serious enough for everything you own.

  1. Step 1: Deposit
    What You Own

    Connect a wallet and deposit supported collateral. Multi-oracle pricing sets what each asset is worth, and the app shows its terms before you commit to anything.

  2. Step 2: Get One
    GREEN Loan

    Every asset contributes borrowing power based on its own risk. You get one position, one blended rate, and one number to watch.

  3. Step 3: Put That
    GREEN to Work

    Spend it, swap it, or park it in the savings vault and earn. Your collateral keeps earning the entire time.

  4. Step 4: Repay
    Whenever You Want

    No fixed term and no prepayment penalty. Pay it down whenever suits you, in part or in full. Every repayment burns GREEN and lowers your debt on the spot, and collateral comes back out whenever what remains stays inside its limits.

Open Your First Position

Six Ways
to Use GREEN.

Borrow it, save it, put it to work,
or build a position in the protocol itself.

Hold it and spend it

GREEN is an overcollateralized dollar. Use it across DeFi, swap it, or just hold it. It does not need a job to be useful.

sGREEN, the set-and-forget one

Deposit GREEN, receive sGREEN, and a share of protocol revenue compounds into it automatically. No claiming, no gas wars, no thinking about it.

Buy liquidated collateral at a discount

Stability pool depositors get first call on collateral coming out of unhealthy positions, below market price.

Provide GREEN liquidity

Supply GREEN to pools, earn trading fees, and pick up the largest RIPE allocation the protocol hands out.

Lock RIPE for voting power

Longer locks mean louder votes, up to 3x. Onchain voting is not live yet, so this is a position you build ahead of it.

Bond for discounted RIPE

Trade stablecoins for RIPE below market. The treasury gets stronger, you get tokens.

Launch App
See How Each One Works

You're already holding
the collateral.

Start acting
like it.

You do not need a bank, a buyer, or permission. You already own the thing that qualifies you. Deposit it, borrow against it, and keep every share you would otherwise have sold.

Takes about a minute

Start Borrowing

For the curious

Read the Docs

Find your people

Join Discord
Ripe

Don't sell. Borrow.
Even the ones you bought at the top. Especially those.

Start Borrowing
Documentation
FAQ

Copyright Β© 2026 Ripe.
All rights reserved.